A: Instalments are the affordable way to shop because they spread the total cost of an item over several months. When instalments are available, the number of instalments and price per instalments will appear on the item detail page. (Note: Not all items are available for instalment payments.)
Your instalments are debited monthly directly to the credit card that was authorised at checkout. We do not charge interest on instalment plans. Your first instalment will be debited when your order is ready to be dispatched from our warehouse.
For example, if you purchase an item that costs $199.95 through the Instalment Plan, you then have the option to pay for that item in five separate instalments of $39.99 each.* Your instalments are debited monthly, directly to the credit card that was authorised at checkout. Your item will be shipped to you once your first instalment is paid.
Customers please be aware, when paying for instalments only the first instalment can be done via Paypal. Subsequent instalments are not automatic - Customers will receive a Bradford Exchange invoice via mail with your next required instalment payment and these unfortunately cannot be finalised through PayPal, only through VISA, MASTERCARD, money order and cheque. We apologise for any inconvenience caused.
*Plus Postage and Handling
Please note that due to changes in the New Zealand banking system, we can no longer accept cheques as a payment method after 21st May 2021
Other payment options we accept:
- Pay with a credit card: Go to www.bradford.net.nz/pay and follow the prompts to securely pay with a credit card
- Pay by phone: For secure payment, 24 hours a day call 09 829 0475 and selection option 2
- Pay by mail: Detach the Payment Form and return it with your credit card details in the Freepost envelope provided
- Pay with iChoose: Purchase an iChoose VISA Prepaid Card and use it to pay via online or mail. For more information please see: https://ichoosecard.co.nz/buy-prepaid-visa-cards